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Fidelity Select Funds Based Model Portfolios
Real Portfolios for Real Money
The AlphaProfit Sector Investors' Newsletter offers two sector fund-based model portfolios: Fidelity Core model portfolio and Fidelity Focus model portfolio.
The model portfolios use Fidelity Select funds as building blocks. Fidelity Select funds are chosen using AlphaProfit's ValuM Investment Process.
"Your skill at choosing funds is very impressive and I appreciate having your assistance in my financial choices."
JG, Montclair, NJ
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Both model portfolios are usually fully invested in equity funds and do not market-time. The model portfolios pursue capital appreciation; income is secondary. Tax efficiency is considered in periodic repositioning of the model portfolios.
You can use either or both of the model portfolios depending on the investment objectives of the individual account.
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Fidelity Core Model Portfolio |
Fidelity Focus Model Portfolio |
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Investment Objective
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Long-term capital appreciation
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Aggressive growth
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Portfolio Composition
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7 to 8 Fidelity select funds on average
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2 to 4 Fidelity select funds
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Diversification
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More diversified
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Less diversified
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Volatility
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Less volatile
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More volatile
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Fund Holding Period
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Most funds held 1 year or longer;
some held for 6 months
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Most funds held 6 months;
some held longer
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Tax Efficiency
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More tax-efficient
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Less tax-efficient
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Suggested Account Size
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Regular and Retirement Accounts (401k, Rollover IRA, IRA)
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$25,000+
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$7,500+
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SEP-IRA and Keogh Plan
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$5,000+
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$1,500+
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Who invests
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Individual investors and investment
advisers
Popular with Rollover IRA, SEP-IRA,
and 401k
Investors with adequately sized
accounts and moderate risk tolerance
Investors seeking alternative to
investing in diversified domestic equity
funds
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Individual investors and investment
advisers
Popular with investors seeking
aggressive growth
Investors with smaller sized accounts,
higher risk tolerance or longer time
horizon
Investors seeking alternative to
investing in non-diversified domestic
equity funds
Investors seeking to enhance the
return of diversified portfolios
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To maintain sufficient diversification, the Fidelity Core Model Portfolio may include index funds such as Fidelity Spartan 500 when fewer sectors and industries are attractive.
Related links:
How We Use Fidelity Sector Funds
Model Portfolio Performance
Core Model Portfolio Historical Holdings
Focus Model Portfolio Historical Holdings
Asset Allocation
Subscribe to the AlphaProfit Sector Investors' Newsletter!
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Copyright © 2003-2009 AlphaProfit Investments, LLC. All rights reserved.
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