Disclosure

AlphaProfit™ Publications

AlphaProfit Investments, LLC offers the following publications: AlphaProfit Sector Investors’ Newsletter, AlphaProfit Fund Investors’ Guide, and AlphaProfit MoneyMatters.

AlphaProfit Sector Investors’ Newsletter™ (ISSN: 1547-9668), hereinafter referred to as the Newsletter, consists of four parts: AlphaProfit Report, Indicator Update, Repositioning Alert, and AlphaProfit Bulletin. Fidelity Select funds as well as other mutual funds managed by Fidelity Investments are employed as investment vehicles in the model portfolios constructed and tracked in this Newsletter.

AlphaProfit Fund Investors’ Guide™, hereinafter referred to as the Guide, consists of two parts: Monthly Update and Repositioning Alert. The Guide provides recommendations on mutual funds.

AlphaProfit MoneyMatters™, hereinafter referred to as MoneyMatters, is a publication distributed free of charge to the registered users of AlphaProfit’s website.

Sam Subramanian PhD, MBA is the editor of all the AlphaProfit publications stated above.

The planned publication dates and times of the Newsletter and the Guide are available in AlphaProfit’s website.

Current issues of the Newsletter and the Guide are available to Subscribers in the Login area of AlphaProfit’s website.

The Subscription Price Schedule for the AlphaProfit Sector Investors’ Newsletter is posted at AlphaProfit’s website. AlphaProfit Investments, LLC may, at any time, change, alter or amend the Subscription Price Schedule.

Investment Approach

AlphaProfit Sector Investors’ Newsletter: AlphaProfit Investments, LLC uses the proprietary ValuM™ Investment Process to select sectors for inclusion in the AlphaProfit Sector Investors’ Newsletter model portfolios. This approach evaluates sectors based on their valuation, momentum, and news flow quality.

AlphaProfit Fund Investors’ Guide: AlphaProfit applies a proprietary investment process to select funds for inclusion in the AlphaProfit Fund Investors’ Guide model portfolio.

Model Portfolio Performance

The AlphaProfit Core™ and AlphaProfit Focus™ model portfolios presented in the website and the AlphaProfit Sector Investors’ Newsletter, and the Fidelity NTF Growth™ portfolio presented in the website and the AlphaProfit Fund Investors’ Guide, are products of AlphaProfit Investments, LLC. Model portfolio total returns are calculated based on price changes assuming reinvestment of all distributions in the funds in which they were paid. The 3% Fidelity Select® fund front-end load, taxes, and other costs such as brokerage transaction fees are not factored in the results. On Sept. 23, 2003 Fidelity Investments eliminated the 3% front-end sales load on Fidelity Select fund deposits. The Fidelity Select funds and the mutual funds included in the Fidelity NTF Growth portfolio are currently no-load.

Investments in equity mutual funds such as those included in the model portfolios discussed in the AlphaProfit publications carry an inherent element of risk, including the potential for loss of principal. AlphaProfit Investments, LLC cannot and does not give any assurance that the present or future buy/sell recommendations included in AlphaProfit Information will be profitable.

Past performance is not a guarantee for future results. Due to the rapidity of change in the markets and other factors which are beyond the control of AlphaProfit, AlphaProfit considers it more likely than not that the investment results of the model portfolios will not be identical to the results of investments and trades you make, even if you follow exactly the strategies and trades of such model portfolios.

AlphaProfit Information

This website and the AlphaProfit publications are for information purposes only. Nothing herein should be construed as an offer to buy or sell securities or to give individual investment advice. AlphaProfit Investments, LLC does not have regard to the specific investment objectives, financial situation, and particular needs of any specific person who may receive the AlphaProfit Information. AlphaProfit Investments, LLC is not soliciting any subscriber to the AlphaProfit publications or website visitor to execute any trade. The products mentioned in the AlphaProfit publications or the website may not be eligible for sale in some states or countries, and they may not be suitable for all types of investors.

•  Copyright and Trademarks

AlphaProfit™, AlphaProfit Core™, AlphaProfit Focus™, AlphaProfit Investments™, AlphaProfit Fidelity NTF Growth™, AlphaProfit Fund Investors’ Guide™, AlphaProfit MoneyMatters™, AlphaProfit News™, AlphaProfit Sector Investors’ Newsletter™, AlphaProfit Sector Portfolio Indicator™, AlphaProfit Stock Searchlight™, ValuM™ Investment Process and the slogans, Ideas. Insights. Results.™, You Gain. We Guide.™, and Nurture Your Investments for a Secure Future™ are the property of AlphaProfit Investments, LLC. You may not use, adopt or attempt to register anywhere in the world, whether alone or together with any other mark, symbol, or name, any AlphaProfit trade name or mark or service name or mark that is similar or confusingly similar to the AlphaProfit trademarks.

All other trademarks, service marks, brands, and names are the property of their respective owners.

•  Website Links

The site contains links to websites operated by other businesses. AlphaProfit Investments, LLC does not control these other sites and is not responsible for their content. AlphaProfit Investments, LLC does not necessarily endorse the linked sites or have any association with the operators of those sites.

AlphaProfit Investments, LLC

AlphaProfit Investments, LLC is an independent, investment research company with the mission of providing actionable investment ideas and insights that result in superior portfolio returns. AlphaProfit Investments, LLC neither is associated with nor receives any compensation from any of the mutual fund companies, brokers or entities connected with the securities mentioned herein.

Owners and employees of AlphaProfit Investments, LLC for their accounts do invest in the mutual funds to track the model portfolios discussed in the AlphaProfit publications. Any one or more of their positions may not necessarily be the same as that of a Subscriber. The owners and employees of AlphaProfit Investments, LLC may also for their own accounts buy, sell, or hold long or short positions in mutual funds, exchange-traded funds, common stocks or other securities of companies mentioned in the AlphaProfit publications.

Investing and trading in stocks and other securities are risky. Investments in mutual funds and exchange-traded funds mentioned herein carry an inherent element of risk, including the potential for loss of principal. AlphaProfit cannot guarantee and you should not assume past performance of AlphaProfit model portfolios, AlphaProfit’s investment strategy, any mutual fund, any exchange-traded fund, or any stock, is either an indication of or a guarantee for future results. AlphaProfit cannot and does not give any assurance that the trades placed based on AlphaProfit Information will be profitable.

AlphaProfit Information may contain opinions and statements concerning or related to securities and investments. AlphaProfit does not represent, endorse, or warrant the timeliness, sequence, accuracy, or reliability of any such information. Neither AlphaProfit nor any provider of information or content in AlphaProfit Information shall have any liability for investment decisions based upon, or the results obtained from AlphaProfit Information. See Disclaimer of Warranties in the Terms & Conditions of Use and Subscriber Agreement.

AlphaProfit is not soliciting you to execute any trade. Nothing contained in AlphaProfit Information is intended to be, nor shall it be construed as an offer to buy or sell securities or to give individual investment advice.

AlphaProfit does not offer individual investment advice and does not seek to know your specific investment objectives, financial situation, or particular needs. AlphaProfit does not collect your financial information except as required for the purposes set forth in the Privacy Policy.

You acknowledge that you have not provided Provider with your specific investment objectives, financial situation, or particular needs. You agree to use AlphaProfit Information for informational purposes only. You agree that Provider does not and has not provided you with any investment advice.

The products mentioned in AlphaProfit Information may not be eligible for sale in some states or countries, and they may not be suitable for you. Before buying or selling any mutual fund, exchange-traded fund, security, or investment, read the prospectus carefully. For securities held in brokerage accounts, read the broker’s specific terms and conditions which apply to trading of the securities.

You agree that your use of AlphaProfit Information is at your own risk. You agree that any trades you execute following AlphaProfit Information are taken at your own risk for your own account.

Provider is neither a registered broker-dealer nor a registered investment advisor under the laws of the United States of America or any State or any other jurisdiction.

Certain Terms and Conditions

This Disclosure and any revisions to it are part of your Terms & Conditions of Use and Subscriber Agreement. Any terms defined in the Terms & Conditions of Use and Subscriber Agreement which appear in this Disclosure shall have the meanings defined in the Terms & Conditions of Use and Subscriber Agreement.