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How to Manage Risk to Secure Your Nest Egg and Retirement? available on 22nd April 2026

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Free Investment Newsletter MoneyMatters

Independent analysis of the economy, markets, and sectors
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Unique insights on emerging profit opportunities and must-know threats
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Five Smart Ways of Using Sector Funds and ETFs with inside scoop on sector investments
Three Key Mistakes to Avoid when Investing in Sector ETFs

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Five Smart Ways to Profit from Sector Funds and ETFs
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Premium Service Performance

Model Portfolio Annualized Returns

DEC. 1993 to DEC. 2025

Fidelity Agg. Growth	17.6%
Fidelity Growth	14.6%
ETF Agg. Growth	17.4%
ETF Growth	14.4%
ETF Style Rot. (since 2009)	11.3%
S&P 500	10.8%

Stock Recommendation Returns

DEC. 2013 to DEC. 2025

Win Rate	91%
Avg. Holding Period	2.6 months
Avg. Gain	13.1%

MEET

DR. SAM SUBRAMANIAN

Sam Subramanian PhD, MBA has credentials that are the envy of most investment advisers. He combines strong quantitative skills with deep financial expertise and insights on inner workings of Wall Street and corporations. His creativity has helped him win 16 U. S. patents.

Prior to founding AlphaProfit Investments, LLC, Sam worked in positions of increasing responsibility in Finance and Corporate Strategy for McKinsey & Company, Exxon Corporation, and Unocal Corporation. His work centered on Acquisitions and Divestitures, Asset Valuation, Trading, Bankruptcies, and Risk Management.

Well aware of the dismal returns produced by money managers, he was determined to take charge of his own investments. He created a low cost, low effort but high return investing system and rigorously tested it for over two decades using his own money.

This high-performance system helped Sam to quickly become financially independent. Sam still invests his money, using the now award-winning system he created. He shares the unbiased, crystal-clear recommendations and market moves with his subscribers.

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“You publish a class newsletter. Not only are your model portfolio returns great, so are your insights. I have learned a great deal on sector investing.”

-- Shirley Scott, Sugar Land, TX

“Proper view of the facts and the current P/E and risks in the sector. Wish other mutual fund letters would write timely on these matters as you have.”

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“Want to congratulate and thank you for your January 1 mutual fund sector picks. Your change to the FSHOX was brilliant. You are anticipating market changes way ahead of what I can see.”

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Premium Service Recommendation Schedule

12:00 pm, 20th May 2026
ETF Style Rotation model portfolio update
12:00 pm, 19th May 2026
ETF Style Rotation model portfolio changes with trade execution guidance
12:00 pm, 12th May 2026
Monthly Report includes stock recommendations, asset allocation update, and in-depth analysis, performance, outlook of ETF Core, ETF Focus, Fidelity Core, and Fidelity Focus model portfolio performance, and outlook.
12:00 pm, 1st May 2026
Asset allocation, ETF Core, ETF Focus, Fidelity Core, and Fidelity Focus portfolio composition updates, and market outlook
12:00 pm, 20th April 2026
ETF Style Rotation model portfolio update
12:00 pm, 12th April 2026
Monthly Report includes stock recommendations, asset allocation update, and in-depth analysis, performance, outlook of ETF Core, ETF Focus, Fidelity Core, and Fidelity Focus model portfolio performance, and outlook.