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~ Paul Anderson, Brighton, MI

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Premium Service Performance

Model Portfolio Annualized Returns

DEC. 1993 to DEC. 2023

Fidelity Agg. Growth	17.8%
Fidelity Growth	14.6%
ETF Agg. Growth	17.5%
ETF Growth	14.3%
No-Fee Growth (inc. 2009)	10.9%
S&P 500	10.1%

Stock Recommendation Returns

DEC. 2013 to DEC. 2023

Win Rate	91%
Avg. Holding Period	2.6 months
Avg. Gain	12.8%

MEET

DR. SAM SUBRAMANIAN

Sam Subramanian PhD, MBA has credentials that are the envy of most investment advisers. He combines strong quantitative skills with deep financial expertise and insights on inner workings of Wall Street and corporations. His creativity has helped him win 16 U. S. patents.

Prior to founding AlphaProfit Investments, LLC, Sam worked in positions of increasing responsibility in Finance and Corporate Strategy for McKinsey & Company, Exxon Corporation, and Unocal Corporation. His work centered on Acquisitions and Divestitures, Asset Valuation, Trading, Bankruptcies, and Risk Management.

Well aware of the dismal returns produced by money managers, he was determined to take charge of his own investments. He created a low cost, low effort but high return investing system and rigorously tested it for over two decades using his own money.

This high-performance system helped Sam to quickly become financially independent. Sam still invests his money, using the now award-winning system he created. He shares the unbiased, crystal-clear recommendations and market moves with his subscribers.

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“I came across your web site a few weeks ago and was amazed at how you have managed to utilize the Fidelity sector funds to build a very simple strategy to achieve extraordinary investment results. Congratulations. I enjoy your newsletter and see that you really do keep an eye on a wide range of economic data.”

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“Want to congratulate and thank you for your January 1 mutual fund sector picks. Your change to the FSHOX was brilliant. You are anticipating market changes way ahead of what I can see.”

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Premium Service Recommendation Schedule

12:00 pm, 2nd February 2026

Asset allocation, ETF Core, ETF Focus, Fidelity Core, and Fidelity Focus portfolio composition updates, and market outlook
12:00 pm, 26th January 2026

Income ETF selections for conservative, moderate, and aggressive accounts
12:00 pm, 20th January 2026

ETF Style Rotation model portfolio update
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Monthly Report includes stock recommendations, asset allocation update, and in-depth analysis, performance, outlook of ETF Core, ETF Focus, Fidelity Core, and Fidelity Focus model portfolio performance, and outlook.
12:00 pm, 2nd January 2026

Asset allocation, ETF Core, ETF Focus, Fidelity Core, and Fidelity Focus portfolio composition updates, and market outlook
12:00 pm, 31st December 2025

ETF Core, ETF Focus, Fidelity Core, and Fidelity Focus model portfolio changes with trade execution guidance