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~ Raymond Huber, Lincroft, NJ

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Model Portfolio Annualized Returns

DEC. 1993 to DEC. 2023

Fidelity Agg. Growth	17.8%
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ETF Agg. Growth	17.5%
ETF Growth	14.3%
No-Fee Growth (inc. 2009)	10.9%
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Sam Subramanian PhD, MBA has credentials that are the envy of most investment advisers. He combines strong quantitative skills with deep financial expertise and insights on inner workings of Wall Street and corporations. His creativity has helped him win 16 U. S. patents.

Prior to founding AlphaProfit Investments, LLC, Sam worked in positions of increasing responsibility in Finance and Corporate Strategy for McKinsey & Company, Exxon Corporation, and Unocal Corporation. His work centered on Acquisitions and Divestitures, Asset Valuation, Trading, Bankruptcies, and Risk Management.

Well aware of the dismal returns produced by money managers, he was determined to take charge of his own investments. He created a low cost, low effort but high return investing system and rigorously tested it for over two decades using his own money.

This high-performance system helped Sam to quickly become financially independent. Sam still invests his money, using the now award-winning system he created. He shares the unbiased, crystal-clear recommendations and market moves with his subscribers.

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Premium Service Recommendation Schedule

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Income ETF selections for conservative, moderate, and aggressive accounts
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Asset allocation, ETF Core, ETF Focus, Fidelity Core, and Fidelity Focus portfolio composition updates, and market outlook
12:00 pm, 31st December 2025

ETF Core, ETF Focus, Fidelity Core, and Fidelity Focus model portfolio changes with trade execution guidance